So, did you decide to buy one of those places in New Jersey? Nah, me neither. I am sticking right here in my 100 acre wood, in my double wide without a mortgage. Of course, we are still paying our mortgage for the house in Ohio.
I am looking at this site about home loans. They really do have some good information. There is a link called mortgage 101. The mortgage calculator link was interesting. It will calculate how much income you need to qualify for a loan, how making extra payments will change your overall payments, whether you should refinance and lots of other options.
But on the home page there is a tool to get current mortgage rates based your location, type of dwelling and general credit. Out of curiosity, I was going to check the rates for West Virginia, but it was spelled West virginia. At first I was offended. I thought maybe it was a jab at my state, and then I noticed we were not alone. There was New jersey, North and South carolina, Rhode island and well every state with two words has only the first word capitalized.
I know I am not perfect with my spellings and grammar. I do proof read and still sometimes someone will point out an error or I will go and read a post weeks later and see a blunder, but this is just me talking with you. I am not a business or a professional. I do not make the same error repeatedly in a post. (do I?) Will someone please tell these people that both words of a name are proper nouns! I feel the urge to break out the red pen from my teaching days, and I wasn't even an English teacher!
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